quarta-feira, 29 de setembro de 2010

Mint Slideshow: Hyperinflation

Mint Slideshow: Hyperinflation: "













Anyone who has lived through a period of hyperinflation can tell you that it’s a trying time on both your financial and psychological well being. Prices go up every day, in some cases several times a day. If you’re lucky, your pay somewhat attempts to keep up — and you get paid more often than usual. Your country is in a financial crisis, most likely combined with political instability or even war.


On the bright side, you become a millionaire. Granted, a million won’t buy you that much, but to an outsider, looking at your country’s currency is kind of amuzing.


In this slideshow, we’ve compiled a dozen currencies that feature anywhere from six to 14 zeroes (that is, from a couple hudred thousand to a trillion). We don’t, of course, mean to imply that hyperinflation is a laughing matter. For the stories behind nine currencies that failed as a result of hyperinflation, click here.




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A Crash Course in Financial Freedom

A Crash Course in Financial Freedom: "

This is a guest post from Mary Hunt, author of Debt-Proof Living. She also runs the Debt-Proof Living website, and is an inspiration to many frugal folks.


Recently, I got a message from Natalie who explained that as part of a financial preparedness night, she’ll have ten minutes to speak about financial freedom. Her question to me was, “What would you talk about if you only had ten minutes?”


Only ten minutes? I find it difficult to introduce myself in that little time, but I’m up to the challenge. So fasten your seatbelts. Here’s a ten-minute crash course in financial freedom.


SAVE. Don’t confuse saving money with spending less, as in “I save money when I buy things on sale.” You’re not saving at all; you’re just spending less. Saving money means that you actually put money into a safe place for some future time. Do that. Starting right now and forevermore make it a rule that you will put some amount of your paycheck into a savings account before you spend any of it. Make it automatic and you won’t miss what you don’t see. Goal: 10% of all you receive goes straight into savings.


GIVE. Give away the same amount as you save. Just give it away — no strings attached as an act of gratitude for what you have, how you are blessed. Goal: Give back 10%.


LIVE. Rein in your lifestyle so that it fits into 80% of your net income. Reduce your spending in every area of your life by a small amount and you’ll be able to achieve this, and probably sooner than you ever dreamed.


CREDIT. You need only one credit card. Put the others away so you can’t use them. If you have a balance on the one card you keep, don’t carry it with you. You’ve given up that privilege until you’re able to pay it down to $0 every month.


DEBT. The only debt that is safe for you to carry is secured debt (mortgage, car — anything with collateral). All others are dangerous to your wealth. Make a plan to pay off all of your credit-card debt quickly. See this as critical to your financial health.


CASH. It’s proven that you’ll spend about 30% more if you depend on plastic to pay for day-to-day spending. Leave the plastic at home. Live as much as possible with cash. Inconvenient? Yes. That’s the point.


PLAN. Society wants you to believe that living spontaneously brings freedom. Just the opposite is true. You need a budget (which is just a way that you “pre-spend” your paycheck on paper) so that you know ahead of time where your money will go. Write it down and then stick to it.


GET SUPPORT. You need to know that you are not alone; there are thousands of people getting control of their financial lives, too. Find a website like Debt-Proof Living or one of countless personal financial blogs like Get Rich Slowly. Sign up, visit daily. Get involved to stay on track.


There you go. If you follow these eight simple steps to manage your money, I guarantee you’ll find financial freedom. Whew! Did we make it in under ten minutes?


Note: Sierra recently reviewed Hunt’s How to Debt-Proof Your Marriage. In the past, J.D. has written about Hunt’s notion of using a freedom account to prepare for the unexpected.


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Related Articles at Get Rich Slowly:




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How Popular Is the iPhone, Really? [INFOGRAPHIC]

How Popular Is the iPhone, Really? [INFOGRAPHIC]: "

When it comes to tech news coverage, sometimes it seems like Apple is the biggest phone manufacturer in the world. While it is true that the iPhone is a very popular smartphone, Apple’s overall share in the mobile phone market is still very low compared to giants such as Nokia and Samsung.

The folks from BillShrink have created a nifty infographic that puts many facts about the iPhone into perspective. Check it out below; an even bigger version is available here.


More About: apple, iphone, Mobile 2.0, mobile market, smartphone

For more Mobile coverage:



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Tricks Our Minds Play On Us

Tricks Our Minds Play On Us: "


Image via hurleygurley [Flickr] (BTW, if you want to make your own brain Jell-O, get the mold at the Neatoshop.)


Our brains are incredibly complex organs that allow us to comprehend both our surroundings and abstract concepts. Unfortunately, because our minds have to process so much information at once in order to help us understand things, they can also be easily tricked. Here are a number of ways your brain not be as reliable as you like to think.


Memories


We like to think that our memories work as photographs that preserve our pasts, but the reality is that memories change all the time and can be manipulated to change even faster.



Image via wallyg [Flickr]


Do you recall seeing the video of the first plane hit the World Trade Center on September 11? 73% of people remember seeing the video on that fateful day, but the truth is that the footage of the first plane wasn’t released until the next day. The problem is, according to neuroscientist Karim Nader, that every time you remember something, you change it just a little in your mind. Thus, the more we recall a memory, the more we forget the actual details of the event. In fact, if you make up a lie about something and tell it to yourself often enough, your brain will actually start to remember the fib as the cold hard truth.


If that wasn’t bad enough, other people can manipulate your memories just as easily. Remember when the concept of repressed memories came out a few decades ago and everyone started to believe it as absolute truth? As it turns out, repressed memories can be easily implanted in your mind through the power of suggestion. Researcher Elizabeth Loftus told study participants that she was conducting research on childhood memories. She gave them four accounts of stories from their childhood that were written by the relatives. One of the four accounts was a fictional story about being lost in the mall. Loftus then asked them questions about this incident and over a quarter of the volunteers recalled this imaginary event, citing incredible details about the incident.


After learning about these two facts, it’s not entirely surprising that repetition of something can lead to our acceptance of the statement as a truth. It’s called the Illusion-of-Truth effect and it means that we start to believe things are true, despite evidence to the contrary, if we just hear about it enough. It’s sort of our brain’s way of saying, “well if everyone else believes this, then I should too.”


What’s worse though is that when someone has firmly accepted something this way, it’s nearly impossible to prove the truth to them. Think about a cult that says the world will end on a certain date. When the time comes and goes, the cult members don’t realize they’ve been had and move on with their lives, they start rationalizing it, saying that they changed god’s mind somehow. In many cases, being confronted with the truth will only make the mislead person believe his or her convictions even more strongly.



It doesn’t even take manipulation from another person to alter your memories. Your brain can be tricked with a Photoshopped image just as easily. Ms. Loftus, from the repressed memories study, also experimented with falsified images including the famed picture from the Tiananmen Square protest. People who saw the manipulated images were far more likely to remember the events in a different manner than those who didn’t see the altered pictures. By the way, if you realized the crowd in the image above was added after the photo was taken, you’re in the minority.


Concentration


Our brain’s concentration can also lead to some strange problems with cognition. For example, watch the video below and count how many times the white team passes the ball.



Video link.


Did you notice the gorilla? Over 50% of people watching the white team don’t notice the fact that a man in a gorilla suit walks through the court. This phenomenon is known as selective inattentiveness and it makes sense from an evolutionary perspective. When you are hunting or being hunted, you don’t want to be distracted by every little thing going on around you. Sometimes though, this inattentiveness can be a problem. If the players in white were prey and the gorilla was a predator, half of all viewers would be an easy target for the hungry beast.


Interestingly, if we are told not to focus on something after it is brought to our attention, we usually can’t get the image out of our minds. Watch the video again and try to ignore the gorilla. Your eye and your mind will almost certainly keep going back to it.



Image via Marcus Vegas [Flickr]


Similarly, if you try not to think of a white bear, your mind will keep veering back to the white bear. If you’ve ever had a crush that just wouldn’t get out of your head even after you made a conscious effort to stop thinking about him or her, it’s the same problem; the conscious effort makes you focus on the one thing you aren’t supposed to think about. This can even lead to an obsession, which is why so many stalkers know very well that they shouldn’t be so focused on the person at hand.


Senses



Image via Sean Dreilinger [Flickr]


Did you know today is National French fry day? I don’t know about you, but where I live, everyone is frying them up. I can smell French fries all over the place, even in my house. Do you smell them? If so, then I have some bad news; it’s not National French fry day and unless someone’s in your kitchen making fries right this second, your mind is probably playing tricks on you.


Over 100 years ago, Professor Edwin Slosson proved that suggestion is a major part of our sense of smell. He poured distilled water on a cotton ball and told his class that he just poured a sample of a highly aromatic chemical. He then asked them to raise their hands when they could smell it. Within 15 seconds, the majority of the front row had their hands in the air and within 45 seconds, three-quarters of the class was raising their hands.


If you read the rest of this article saying “fine, my memories and my concentration can be manipulated, but my basic observations are more reliable,” then you’re wrong. Sensory manipulation is so easy that even professionals can be duped.


Image via digimist [Flickr]


A 1998 study by Frederic Brochet asked 54 professional wine tasters to try some wines and write down their opinions. He asked the specialists to taste two white wines and two red wines. The first set of red and white wines were different, but the second set was the same white wine with some red food coloring added, presented as “red wine.” The tasters used completely different adjectives to describe the colored wine as its uncolored equivalent. Their notes on the white wine included things like “dry, apricot, lemon, honey, and straw,” while the red wine notes included words like “deep, cherry, raspberry, spice and black currant.”


He later tried serving the specialists another wine, telling them it was a common table wine for the first sampling and for the second sampling, he told them it was an expensive vintage. The tasters loathed the first sample, calling it “simple, unbalanced and volatile.” When it was presented as a premium wine, they called it “complex, balanced, flavorsome and excellent. While it would be easy to say that this was a good way to prove that wine tasters are full of it, the study actually goes a lot deeper into how we give foods a perception prior to trying them and how this can affect our sense of taste.


The human mind is a complex and wondrous place, but the more you accept its ability to make mistakes, the fewer manipulations you will be subject to. And next time you’re arguing with someone about politics, just remember, whoever is wrong will never allow their mind to accept the truth, even when it is presented conclusively, so there’s really no point to the discussion.


Sources: Elephants on Acid, Smithsonian Mag, Boston Globe, Wiley InterScience, Wikipedia, Cracked

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terça-feira, 28 de setembro de 2010

Advanced BAT To EXE Converter

Advanced BAT To EXE Converter: "

Converting bat files to exe is likely not a very popular topic, even though you find requests by users occasionally that want to perform those conversions. As to the why; There are usually two reasons for converting bat files to executables. The first are programs that can load executables but not bat files, backup software or shutdown programs come to mind that offer to load another executable before the process finishes.

The second reason is distribution and perception by users. Most batch file to exe converters are shareware or commercial applications with limited trial functionality. Not so Advanced Bat to Exe Converter, a free program to convert any batch file to executable.

Bat files can be loaded via the file menu from the local system. Their contents are displayed in the program interface once they have been successfully loaded. It is then possible to edit the batch file in the interface, and save it again to the local PC.

advanced bat to exe converter

advanced bat to exe converter

The application works as a basic bat file editor as well, with an advanced command wizard that can be used to add commands to the batch file that are not supported by default.

The File > Build Exe allows the user to quickly create a standalone executable file that offers the same functionality as the batch file. A dialog window with exe options is displayed upon selection. This can be used to select an icon for the executable, add version information, dependency files and password protection. Finally, options are provided to make the program execute invisibly with no console window.

exe options

exe options

Advanced BAT To EXE Converter can only be used on one computer. A Pro version is offered by the developers for users who need to distribute their converted batch files to other computer systems. The software is compatible with 32-bit and 64-bit editions of the Windows operating system. Downloads and instructions are provided at the developer homepage.


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